Understanding the determinants of mortgage loan approvals

Application Area: 

Project Details

Term: 

2003

Students: 

Chris Baden, Nima Baradar, Dawn Bui, Curtis Hardrick, Subramanian Hariharan

University: 

UMD

Presentation: 

A large U.S. mortgage company processes loan applications from borrowers, such that underwriting is done with software & rules determined by the company. The project goal is to help the company improve their decision making process regarding loan approval

Characterizing Buyers of Caravan Insurance

Application Area: 

Project Details

Term: 

2007

Students: 

Chih‐Hau Huang Masami Mabuchi, Muthita Songchitruksa, Nopakoon Visitrattakul

University: 

UMD

Presentation: 

Report: 

This report is intended to understand characteristics of a caravan insurance policy buyer. The
dataset consists of 9,822 customer records and includes socio‐demographic data of the area
where a customer lives and product ownership data of the customer. The aim of this profiling analysis
is to acquire managerial insights to create competitive strategies useful for making business decisions.

Profiling Student Loan Deferment

Application Area: 

Project Details

Term: 

2007

Students: 

Carlos E. Canales, April Humber, Irakli Nadareishvilli, Khalid Hasan, Soojung Jung

University: 

UMD

Presentation: 

Report: 

Recent studies have shown that the cost of higher education has been rapidly increasing over the past few decades. In some instances, students seeking financial aid may receive some federal funding; however, federal funded grants and loans may not be enough to cover all academic expenses. Students in need of additional funds often have no choice but to seek private student loans.

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